Free EMI Calculator — Loan EMI, Interest & Schedule

EMI Calculator

Principal, annual interest and tenure daaliye — monthly EMI, total interest, total payment, charts aur schedule ek saath. by smartwebtoolspro

Principal Amount 💵

💰

Total amount borrowed

Annual Interest Rate (%) 📈

%

APR (per year). Example: 8.5

Time ⏳

🗓️ Years Months

Loan tenure (choose years or months)

▶ Advanced Options ⚙️

Extra Monthly Payment (optional) ➕

💸

Every month extra principal you’ll pay to finish sooner

Processing Fee (%) 🧾

📄

Added to total cost; EMI unaffected

Enable One-time Prepayment 💥

Prepayment Amount

💥

Will directly reduce principal

Prepayment Month

🗓️

Month number (1 = first month)

Monthly EMI 💳

—

Principal 💰	—
Annual Rate 📈	—
Tenure ⏳	—
Monthly EMI 💳	—
Extra Monthly ➕	—
Processing Fee 🧾	—
Total Interest 🔥	—
Total Payment (incl. fee) 🧮	—

Amortization Schedule 📅

EMI = P × r × (1+r)^n ÷ [(1+r)^n − 1], r = monthly rate, n = total months. 0% rate par EMI = Principal ÷ months.

Crafted with ❤️ by smartwebtoolspro — clean, clear loan math with pro features.

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